Subscribing to in5 or Ajar Academy currently requires a credit card.
However, once an in5 account is established, it's possible to pre-pay onto your account using the following methods
- Bank (ACH) transfer
- Wire Transfer
- Google Pay
- WeChat Pay
- Credit/debit card (including 3D Secure)
The one-time payment is then credited onto your account and that credit can be used at the time of renewal.
Prepayment can also be useful if the use of cards is somehow restricted (e.g., in the EU) or not allowed for subscription payments (e.g., in India).
More on prepayment: